Why You Should Get a Lawyer Even When Insurers Tell You Not To

Personal Injury Lawyer

Recovering from an accident is often challenging and results in conflicting emotions. When you are not responsible for those injuries, it is natural to seek some form of compensation. However, before you can even calculate what your claim is worth, you may be approached by an insurance company offering a nice-looking settlement, consult with a personal injury lawyer, before you sign anything. 

Adjusters Are Not Your Friends

The person that comes to either your hospital bed or your home is an insurance adjuster for the liable party’s insurer, keep that in mind when talking with them. They do not work for you. They are not your friend. The adjuster’s job is direct and straightforward. They are hired to make sure the insurance company pays out as little as possible on your claim, which is why most accident victims are approached shortly after the accident. If people take time, they can get an accurate picture of their injuries and the cost of recovery, insurance companies don’t want that to happen, so they send their friendly employee to your door offering money.

Insurance Companies Have Their Own Agendas

The insurance company’s objective is to settle for as little as possible. They do not care about your finances, your job, medical bills or other expenses. An insurer is only focused on limiting their exposure and financial risks. While the adjuster that comes to visit or calls may sound empathetic, do not confuse this for legitimate concern. The claim is purely transactional, and they want as much of a discount as they can get, which is why you need an attorney in your corner, especially if your injuries are severe.

Your Attorney Works for Your

The only legal professional you should trust is the one you hire. Your attorney works for you and is there to protect your interests. Too many potential clients lose their claims before ever hiring an attorney because they speak too freely with insurance companies, unaware that everything they say can be used against them. Allow your attorney to communicate on your behalf and get you the settlement you deserve.

How long has it been since the accident? Have you been approached by an insurance agent or representative? If so, reach out to a local personal injury attorney to discuss how to respond. Your lawyer will make sure that your claim is protected.