Thinking of Divorce? Do These Things Before Filing

For most people, getting married is one of the happiest days of their lives. Though all couples face challenges, the marriage union should bring joy between people who love one another. Unfortunately, divorce is common. There are a number of reasons why these relationships fail. If you believe your marriage is in trouble and that divorce is the right decision, there are some steps you can take before starting the official process.

Speak with a Lawyer

Some divorces can end amicably and are a mutual decision. However, many are messy and involve high emotions. A lot is at stake when two people dissolve their union, especially when children and significant financial assets are involved. If you know your marriage is headed for divorce, you need to consult with an experienced professional who can guide you through the process. A divorce lawyer understands what you are going through. This lawyer will help to protect your interests and uphold your rights. A lawyer will also advise you on what steps to take so you can get the best outcome possible.

Open Your Own Accounts

Most likely, you have shared bank accounts with your spouse. Figuring out who gets what from these accounts can be challenging during divorce proceedings. This is often the biggest cause of arguments and extensive court cases. Before you file, open your own checking and savings accounts. Start putting your paychecks here so only you have access to them. You can even withdraw half of the funds in your current shared account and put them in the new one (though your attorney will advise you on whether this is legal in your case).

Check Your Credit

If assets such as your home, credit cards and vehicles have been in your spouse’s name, you may have a limited credit report. If you have shared ownership, your score could be on the low end. This could make it difficult to start fresh when you get divorced. Before starting the divorce process, run a credit report and learn what your score is. Dispute charges and negative marks that seem suspicious.

Make a List of Your Items

Write down our personal belongings you got before marriage or those that belong solely to you. This is particularly important for valuable items such as collections. It’s best to take photos of these possessions.

Following these guidelines will help make the divorce process go more smoothly. You can also avoid many of the pitfalls people experience during these difficult times.